Avoiding clarity regarding my finances

I have several aspects of personal finances, such as a house that is rented out, stocks and ETFs, some crypto coins and income from my work. I find myself avoiding full transparency regarding the worth of all of that and the gross and net financial flows. There is a mix of emotions and avoidance tactics going on. Further, I´m annoyed when I have to pay attention and invest time and enery into one of them.

C: I own several assets that fluctuate in value, sometimes demand my attention and the house sometimes requires my further investment into fixing stuff (roof, etc.)
T: By now I should have a higher net worth and it should be easy and effortlessly, increasing faster.
F: Nervousness, sadness, shame
S: heavyness in my chest
A: I procrastinate handling my house when it needs to be handled and am reactive to this asset rather than proactively managing it. I did not install stop-loss in individual shares and crypto assets (though I know is a good practice).
R: Much of my wealth is tied up in a house that requires maintenance, therefore does not have a great return on investment, especially when compared to my other asset classes (esp. shares + ETFs) and I have unnecessarily lost money on stocks and coins that went bust.

IM

C: I have several assets that are managed well and are suit my risk preferences and willingness to invest time, effort, emotions into this topic.
T: My assets serve my future freedom – they deserve my attention and protection.
F: Organized, focussed, responsible
S: calm, attentive
A: Installing stop-loss on coins and individual company shares, having a maintenance plan for the house and following it, planning to sell the house (since I`m sure I don´t want to live there myself anymore) tax free after the 10yr holding period.
R: I manage my assets, which suit my preferences for risk and active management, and protect the downsides where appropriate and possible.

Looking forward on your coaching of this :).

 

Answer:

 

First thing’s first – let’s get really specific in your C line (which ought to be the same in both the UM and the IM). What I might imagine it could look like is something like this: I own assets in different classes. Is that something that anyone could argue? Keep your C lines as factual as possible.

Second thing, before we move into your IM, I have a feeling it will be worthwhile to pause and get to know your UM a little better. Whenever I see a should in the T line, I pause. If that’s what should be happening, what do you think it means about what is happening right now, or what it means about you that what should be happening isn’t? Shoulding all over ourselves can be pretty unhelpful, and often keeps us stuck. What it speaks to is that reality isn’t matching up with our expectations and that’s creating a problem in our brains. We can deal with that.